WHAT DOES Nesmetaju LLC DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
● Social Security number and checking account information
● transaction history and income
● credit history and account balances
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Nesmetaju LLC chooses to share; and whether you can limit this sharing.
INFORMATION SHARING
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus:
DOES Nesmetaju LLC SHARE? YES
CAN YOU LIMIT THIS SHARING? NO
For our marketing purposes – to offer our products and services to you
DOES Nesmetaju LLC SHARE? YES
CAN YOU LIMIT THIS SHARING? NO
For joint marketing with other financial companies
DOES Nesmetaju LLC SHARE? YES
CAN YOU LIMIT THIS SHARING? NO
For our affiliates’ everyday business purposes – information about your transactions and experiences
DOES Nesmetaju LLC SHARE? YES
CAN YOU LIMIT THIS SHARING? NO
For our affiliates’ everyday business purposes – information about your creditworthiness
DOES Nesmetaju LLC SHARE? YES
CAN YOU LIMIT THIS SHARING? YES
For our affiliates to market to you
DOES Nesmetaju LLC SHARE? YES
CAN YOU LIMIT THIS SHARING? YES
For non-affiliates to market to you
DOES Nesmetaju LLC SHARE? YES
CAN YOU LIMIT THIS SHARING? YES
TO LIMIT OUR SHARING
● Call 888-497-9830 and our menu will prompt you through your choice(s).
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing as noted above.
Questions Call: (855) 999-1037 or write us at Springates Building, Lower Government Road, Charlestown, Nevis, Saint Kitts and Nevis.
Who is providing this notice?
Nesmetaju LLC
How does Nesmetaju LLC protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Nesmetaju LLC collect my personal information?
We collect your personal information, for example, when you
● Submit a insurance request
● Provide your contact information
● Request help obtaining an insurance
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
● sharing for affiliates’ everyday business purposes – information about your creditworthiness
● affiliates from using your information to market you
● sharing for non-affiliates to market you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
DEFINITIONS
Affiliates: companies related by common ownership or control. They can be financial and nonfinancial companies.
Non-affiliates: companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint Marketing: a formal agreement between nonaffiliated financial companies that together market financial products or services to you.
OTHER IMPORTANT INFORMATION
Material changes to this Privacy Policy will be posted here and are deemed effective upon posting and without additional notice to you. We do not maintain a process for consumers to review and request changes to any personally identifiable information that is collected here.
Vermont residents: We will not disclose information about you with affiliates or non-affiliated, third party companies or financial institutions, other than as required or permitted by law, without your express permission.
California residents: We will not share information we collect about you with affiliated or non-affiliated third parties, except in the limited circumstances permitted under state law, or if you give us your permission (i.e., via a request form). Also please note that in order to provide better services to consumers, when we receive a Do Not Track signal, we may ignore such signals. Other parties may collect personally identifiable information about an individual consumer’s online activities over time and across different websites when a consumer uses our website or service.
North Dakota residents: We will not disclose information about you with non-affiliated, third party companies or financial institutions, other than as required or permitted by law, without your express permission.
Nevada residents: If you would like more information regarding this notice or Nevada’s law regarding corporate do-not-call registries, you can contact us at the toll-free number or address included in this notice or the Bureau of Consumer Protection, Office of the Nevada Attorney General at 555 E. Washington Street, Suite 3900, Las Vegas, Nevada 89101; Phone: (702)486-3132; Email: [email protected].