Available Types of Business Insurance
Affordable insurance tailored to all of your business needs to protect your company and your employees.
Obtaining general liability insurance is essential for any business, regardless of its size. It protects a company’s assets if someone gets injured on your property, or when either you or someone who works for you causes property damages or injury. In the event that you are successfully sued, liability insurance covers the cost of your legal defense and any award you must pay. In addition, it protects you if you are renting property for business reasons and you cause damage to it through fire or some other covered cause. Finally, it will protect you against claims of false or misleading advertising, including libel and slander. Although this type of insurance can be purchased on its own, you can also obtain it as part of a Business Owner’s Policy (BOP), which combines general liability coverage with property insurance. Depending on your line of work and your needs, costs for general liability insurance can vary. Learn More>>
If, during the course of doing business, you offer advice to clients or provide a service, professional liability insurance, often called errors and omissions, can be an invaluable safeguard for you. With this type of coverage, you are protected against bearing the total cost of a negligence claim made by one of your customers or clients as well as any damages that are awarded as a result of the lawsuit. Unlike more general policies, this type of insurance covers an error or omission in the product or service you sell as well as any financial loss it may have caused and any damages caused by failure to perform on the part of your product or service. In some cases, it can even help you with the cost of your legal defense, including if the case is proven to be groundless. Obtaining this protection can be a life-saver for you and your business. Investigate the many available options today and protect the business you have worked so hard to build. Learn More>>
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With each passing year, an increasing number of Americans are running their businesses out of their own home offices. While this trend allows you to be your own boss and reduces the stress and time involved in commuting to and from work, it also means that you need to look at ways to protect yourself and your growing business. Unfortunately, your current homeowners coverage is probably not enough to safeguard you unless you modify it to do so. Home-based business insurance coverage protects you against a number of potential disasters, including third-party liability claims of physical injury, property damage and personal damages including slander and libel. With this coverage, you are protected if someone is injured while delivering to or doing business with you at your property, even including the costs of medical expenses, the lawyers who defend you if you are sued and any settlement damages that are awarded. Learn More>>
Safeguard your business from disasters large and small by purchasing commercial property insurance that you can count on. Coverage would protect you in the event of negligence lawsuits, also often covering the costs of your legal defense. In addition, it would pick up the costs you suffered as a result of natural disasters and fire. Find a policy that is best for you and sleep easier in the knowledge that you and your property are protected if disaster strikes. Learn More>>
If one of your employees is injured on the job and you are not covered by workers’ compensation insurance, the consequences can be grave. On one hand, your employer will be burdened by the double whammy of lost wages and overwhelming medical expenses. On the other hand, you will be vulnerable to a potentially devastating lawsuit that claims you were negligent and seeks to punish you monetarily. To avoid this mutually costly, protracted and emotionally difficult situation, workers’ compensation can protect the interests of both you and your workers. This type of coverage pays for lost wages and medical expenses in the event that someone is injured while on the job. In exchange, the worker is not allowed to sue his or her employer for negligence or punitive damages. With this type of policy, you and your employee can focus on the things that are the most important: getting the medical care and healing your worker deserves while simultaneously allowing you to continue your business, benefiting your customers and your other employees. Learn More>>
Insurance Rates From Multiple Carriers All In One Place!
Fill Out One Simple Form, Get Rates From Multiple Carriers!
Save time and money by comparing all business insurance quotes in one place.